Career Change

Age: 30’s

Goal: Career change while being smart about her finances

The Challenge:

Kim started off her career working in sales, and had roles at multiple publicly traded technology companies. She was well paid, and even earned some incentive stock compensation. She eventually decided to make a career change, which would require several years of graduate school.

She thought she could complete the degree without taking on student debt, but she was not sure. She needed an expert to help her maximize the assets she had accumulated so far in her career, so that she could complete her studies as cost-effectively as possible.

Our Approach:

As part of Kim’s plan, we needed to balance the tax ramifications of diversifying her concentrated stock positions while also ensuring she had sufficient cash to pay for her education expenses. Our planning had a significant focus on budgeting, cash flow planning, and asset allocation.

The Results:

Kim can confidently pursue her education and career change, knowing that her finances are being taken care of.

Disclosure: Asset allocation does not ensure a profit or protect against a loss.

All investing involves risk including loss of principal. No strategy assures success or protects against loss. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.

The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

This information is not intended to be a substitute for specific individualized tax advice. We suggest that you discuss your specific tax issues with a qualified tax advisor.