Many investors seek investment advice during market downturns and volatility due to anxiety and uncertainty about the future. The prudent path, assuming you have a formal financial plan and road map in place, is to stay the course. Sometimes it's hard to follow that advice when you are witnessing your portfolio losing value.
Read MoreThe word “earnings” might make you think immediately of your paychecks or even the earnings of a company. But what exactly are earnings? First, let's define earnings as they relate to companies. Earnings are basically a measure of how profitable a company has been over a given period of time. Stock investors use earnings to determine whether an investment is worth making, or how much money to invest in it.
Read MoreLife insurance can be an important financial decision. While some people view it as a safety net for their loved ones, others see it as a means to provide for their own needs in retirement or as a way to pay off debt.
We all hope that we'll never need life insurance, but unfortunately, that isn't always the case. When you're making decisions about your family's future security, it's important to understand the purpose of life insurance and what a policy can do for you. You can choose from whole life insurance, universal life insurance, term life insurance, and annuities. Here's a quick overview of the different types of life insurance.
Read MoreLast week discussed the importance of investors realizing that the media has a business model that relies on selling ads and getting readers. Their goal is to create the highest volume of readers possible. The headlines will be written in a manner that attracts attention and drives intense emotion. The non-stop barrage of headlines is dictated by the current economic conditions which in turn impacts market cycles. Investors can run the risk of becoming fearful and succumb to behavior that could potentially hurt their portfolio and take unnecessary risk by reacting.
Read MoreToday's post is a two-part series looking at the dangers of owning individual stocks and what you can do to make sure that you are not exposing your portfolio to unnecessary and unrewarded risk. We will offer some helpful and prudent guidance regarding how to build a portfolio that ensures that you are diversified and how you can capture a stock market rate of return without the need to find the next hot stock or whether or not it is a good time to be invested in the stock market.
Read MoreA bear market is a very rough time for most investors and can feel like the ultimate test of character, but there are things you can do to help you survive it and thrive while others fail.
While the recent stock market decline isn’t the end of the world, it does provide a unique opportunity to learn from others as well as an overall understanding of the history of the stock market. There is much to learn from the past as well as the lessons learned from seasoned investors.
Read MoreWhile we may use the term inflation loosely, its true definition is anything but. And when it comes to understanding how inflation works, it can get pretty confusing.
Read MoreCybercrime includes a wide variety of crimes on the internet. Thieves can include anything from fraud to identity theft. We provide tips on what you can do to prevent cyber-crime and bring you the latest information about it.
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